What is a Mutual Fund?

(source: http://www.pifa.com.ph/mf_101.html)

A Mutual Fund is an investment company that pools the funds of many individual and institutional investors to form a massive asset base.   The assets are then entrusted to a full time professional fund manager who develops and maintains a diversified portfolio of security investments.  People who buy shares of a mutual fund are its owners or shareholders.  Their purchases provide the money for a mutual fund to buy securities such as stocks and bonds.  A mutual can make money from its securities investments in two ways: a security can pay dividends and interest to the fund, or a security  can rise in value.  The fund passes any dividends, interest or profits on the sale of its portfolio securities, less fund expenses, to shareholders in the form of distributions.

Current Mutual Fund Performance – As of August 26, 2011

* – NAVPS as of the previous banking day

** – NAVPS as of two banking days ago

Definition of Terms:

• NAVPS – Net Asset Value Per Share Price of a unit of mutual funds)
• 1/3/5 yr. Return – returns in percentage as of date indicated, if you invested on the same date (or its closest banking day) 1/3/5 years ago respectively
• YTD Return – Year To Date Return (returns in percentage as of date indicated, if you invested on the first banking day of the year)
• Stock/Equity Funds – money is invested primarily in stocks
• Balanced Funds – approximately half of the money is invested in stocks and the other half in fixed income instruments like government securities or corporate bonds
• Bond Funds – money is invested primarily in fixed income instruments like government securities and corporate bonds

Growing your money through investing in stocks is a viable strategy however, you will not be able to take advantage of this instrument unless you have sufficient knowledge and decision making skills.

InvestED: Analyzing Stocks is ideal for individuals who have basic knowledge and/or experience in stock investing. Familiarity with investing concepts, the stock market and some stock investing terms is necessary. Though not required, first timers are highly encouraged to attend INVESTability: The Stock Market prior to participating in this seminar.

InvestED: Analyzing Stocks uses fundamental analysis techniques to equip you with basic knowledge on spotting stock trends and how to use readily available information to your advantage making stock investing decisions.

InvestED: Analyzing Stocks

Date & Time : Thursday-Feb. 10, 2011, 9:30am-12:00nn

Location & Venue : PSE Boardroom, 2/F Philippine Stock Exchange Centre (between Tektite Towers), Exchange Road, Ortigas Centre, Pasig City

Regular Learning Fee: Php3000

Click Here to Register Online

Call 637-3731, 635-3247, 637-3741 or 577-9540 to avail of early bird and group discounts and to reserve your slot!

For payment options click here.

Note: Technical Analysis will not be discussed in this seminar.

Do you know what your financial goals are?
Do you know how to achieve them?
Do you have a plan to be wealthy?

Don’t even think about investing without a plan!

You are likely to fail and lose your hard earned money!

The Pera Palaguin Workshop is ideal for those who are serious about taking control of their personal financial lives. The workshop begins with the basics of proper money management-spending, saving, planning and investing. It will equip you with the the skills to make your own Financial Plan to be Wealthy using following tools: Adjusting Your Sails Table, Statement of Assets and Liabilities, Personal Income and Expense Statement and Net Worth Planning. It will also equip you with the right Investing Mindset and an overview of investment instruments you can consider depending on your particular financial circumstance. Armed with these, you will be on your way to financial independence.

The workshop includes a copy of the Pera Palaguin Workbook – your guide to planning your financial life today and in the future.

Pera Palaguin Workshop

Date & Time : Saturday-March 12, 2011, 1:00-5:00pm

Location & Venue : Pasig City, TBA Walter Hogan Conference Center, ISO Complex, Ateneo de Manila University Campus, Katipunan Ave., Quezon City

Regular Learning Fee: Php3000

Click Here to Register Online

Call 637-3731, 635-3247, 637-3741 or 577-9540 to avail of early bird and group discounts and to reserve your slot!

For payment options click here.

In 2010, the best performing mutual fund had a year-to-date performance of 62%…if you invested Php10,000 on the first working day of 2010 and redeemed your investment on the last working day of 2010, you would have made Php6,200 in earnings. Returns however are not guaranteed-for example, in 2008 the height of the global financial crisis, the same mutual fund had a performance of (negative) -48%.

Mutual Funds are called the great democratizer of investment instruments. Because of the ‘Power of One’ or the concept of pooling, you can begin growing your money with an initial investment of only Php5,000 and subsequent investments of Php1,000.

INVESTability: Mutual Fund is ideal for those who are considering investing in mutual funds and would like an unbiased view of the pros and cons of investing in mutual funds in lay-man’s terms. With the right financial planning and knowledge about what a mutual fund is and how it grows your money you too can take advantage of this instruments that even the top financial executives and leaders take advantage of to grow their wealth.

INVESTability: Mutual Funds

Date & Time : Tuesday-Feb. 8, 2011, 6:30-9:00pm

Location & Venue : Pasig City, TBA

Regular Learning Fee: Php2000

Click Here to Register Online

Call 637-3731, 635-3247, 637-3741 or 577-9540 to avail of early bird and group discounts and to reserve your slot!

For payment options click here.