It was a love and wealth-filled weekend for the CFE team!
Last Saturday, February 16, the Colayco Foundation for Education held two financial seminars both handled by Mr. Armand Bengco. The first one, Pisobilities: Wealth Within Your Reach, was held at the morning from 9:00 am to 12:00 nn. The participants learned the significance of basic personal financial management. They were also left speechless due to Mr. Bengco’s amazing lecturing skills.
A participant with Mr. Bengco
The afternoon session kicked off with INVESTability: Mutual Funds, from 2:00 pm to 5:00
A participant stating his question to Mr. Bengco
pm. Mutual funds provide avenues for ordinary investors to experience the growth that’s seem to be “solely” limited in the stock market. The participants learned the basics and fundamental strategies on mutual funds investing. It was a fun and informative session as the participants kept on asking mutual fund related questions.
It’s not too late to experience love and wealth! Colayco Foundation has another INVESTability: Mutual Funds seminar on March 23, 2013, along with INVESTability: Stock Market! Just click the links for more info!
All eyes are fixed on every detail!
Want to spread the love and wealth to your employees, associates, or groupd? Give us a call at 637-3731 or 637-3741. Just look for Mr. James Gonzales!
The Philippine stock market acheived 38 all time highs in 2012.
It even breached the 6,000 mark during the start of 2013.
Local and foreign investors are ecstatic about it reaching the 7,000 mark!
Want to know what the stock market is all about? You now have a CHANCE!
Colayco Foundation presents INVESTability: Stock Market. It will be
held on March 23, 2013 from 9:00 am to 12:00 nn. This is an introductory seminar for
those who want to better understand the stock market. It will provide basic information about the stock market. This seminar will present the stock market using layman’s terms to help you decide which investments that utilize stocks are best for you.
The learning fee is P4,000. Super early registrants can avail the 75% discount, Pay only Php1,000 on or before February 28, 2013. Click here
to know more about the details the following links to know
more about it:
Don’t get left behind! Register now. Call 637-3731/41 or 09178088857 for inquiries and
The Philippines’ gross domestic product (GDP) grew to a spectacular 6.6%!
This news spread all over the country a few days ago like wild fire. Every Filipino heard about it from radio up to the internet. You may have even heard about it from gossips in nearby stalls. Some people are ecstatic about it while others remain indifferent.
According to Mr. Armand Bengco, Executive Director of Colayco Foundation, the GDP is an economic indicator. It tells the total value of what the Philippines produced in a certain period of time. Think of the GDP as an economic fitness score. The higher the GDP, the more robust is the Philippine economy.
Understanding the GDP also involves looking at other economic indicators. First is the inflation rate. It tells you the strength of your money’s purchasing power, given the rise of prices in basic goods (ex. food, water). The current inflation rate is at 2.9%. This means that your money is still capable of buying more things. In other words, you have more money in your pocket right now!
Another indicator is the interest rate, the cost of borrowing money. Current interest rates are at 3.5%, which means that borrowing money is not very costly. Entrepreneurs and businessmen can easily borrow to set up more businesses. More businesses equal more job opportunities. And more job opportunities mean more income-earning opportunities too!
Finally there’s the Philippine stock index (PSEi) that tells the Philippine stock market’s performance. Currently the PSEi is approaching 6,500. Many investors are positive that the PSEi will reach 7000 this year. Thus they invest more money into the economy. In turn, the money finances the country’s different sectors to expand and improve their services. For the investor, that means more money flowing into his or her pocket!
Now you may ask, “So how come I’m not feeling the growth?” Mr. Bengco says, “You need to commit money (magtaya) to experience it!” Expect nothing until you put your money into the economic growth train. How? “You need to save and invest PROPERLY,” remarks Mr. Bengco. And you can only do this if you are FINANCIALLY LITERATE!
To be financially literate is to invest in your financial education. Read books and attend seminars on proper financial management. You will save and invest money more effectively. Consequently, you can maximize available financial opportunities like mutual funds. If you think investing for financial literacy is expensive, consider the cost of FINANCIAL IGNORANCE!
Want to invest in the growing economy? Invest first on financial literacy! Colayco Foundation offers Pisobilities and INVESTability: Mutual Funds Seminars this February 16, 2013. Click the link for more details. For reservations and further inquiries, you can call 637-3731 or 637-3741!
BBC News (2013, January 31). Philippines beats growth target as economy expands 6.6%. BBC News. Retrieved from http://www.bbc.co.uk/news/business-21271768
Octaviano, T. P. (2013, January 31). GDP grows 6.6% in 2012 | BusinessWorld Online. BusinessWorld Online Edition. Retrieved from http://www.bworldonline.com/content.php?section=TopStory&title=GDP-grows-6.6%-in-2012&id=65145
Olchondra, R. T., & Burgonio, T. J. (2013, February 1). Stellar economic growth at 6.6%. Inquirer Business. Retrieved from http://business.inquirer.net/105219/neda-ph-economy-grew-by-6-6-in-2012?ModPagespeed=noscript
(Based on the performance of the best mutual funds!)
The Colayco Foundation strongly believes in the power of mutual funds to build wealth for the average income earning Filipino and for OFWs.
WHAT ARE THEY? : ”A Mutual Fund is an investment company that pools the funds of many individual and institutional investors to form a massive asset base. The assets are then entrusted to a full time professional fund manager who develops and maintains a diversified portfolio of security investments. People who buy shares of a mutual fund are its owners or shareholders.”*
HOW DO THEY WORK? : Depending on the type of mutual fund, a professional fund manager invests the gathered funds in stocks, government securities, and other financial instruments. Thus the money of the shareholders is spread across different financial instruments. “A mutual fund can make money from its securities investments in two ways: a security can pay dividends and interest to the fund, or a security can rise in value. The fund passes any dividends, interest or profits on the sale of its portfolio securities, less fund expenses, to shareholders in the form of distributions.” These gains are reflected in the NET ASSET VALUE (or price) of each share of the mutual fund.
WHY CHOOSE THEM? :
- Gives an average annual returns of 8% to 20%. Returns are not guaranteed.
- Medium Risk – Highly convenient since a professional fund manager takes care of the fund
- Medium Risk – The fund is diversified
- Medium Risk – Grants you opportunity to invest in more than one company
- It’s affordable because you will only pay P5,000 or P10,000 to start investing.
- Ideal for your medium to long term financial goals.
In INVESTAbility: Mutual Fund we teach you more than what you can read online about mutual funds.
Investability Mutual Funds will help you:
- Understand how mutual funds can help you achieve your wealth goals
- Equip yourself with the skills to manage the RISKS of mutual fund investing (yes it’s great returns but there are REAL RISKS too).
- Learn strategies for successful mutual fund investing such as the absolute value strategy, cost-averaging strategy and diversification strategy.
SMS or CALL 09178088857 NOW to register
FOR COMPLETE DETAILS CLICK HERE
If you invested in the start of 2008 by now your investment would have grown by 122%!
Francisco Colayco's Blog
Kabutihan Kapag Kinakalat ang Puhunan
Simple lang naman ang paraan ng pamumuhunan sa mga MF at UITF. Bibili lang ng mga parte sa kanila. Pero nag-iiba-iba ang presyo ng mga parte bawat araw. Ang presyong ito ay nakasaad bilang Net Asset Value (NAV) ng bawat parte. Saka lang talaga kikita kapag ibinenta na ang mga parteng sa mas mataas n … An Investment Coop?
by: Francisco J. Colayco Last September 7, our very own Kapatiran sa Kasaganaan Multi-Purpose Coop (KSK Coop) celebrated its 10th year anniversary! From a handful of passionate members, it has grown so much throughout the years. It already has 2000+ members ALL AROUND THE WORLD. KSK Coop is a very u …
Read more of Francisco Colayco's blog at http://www.franciscocolayco.com