Discover the power of growing your savings through the stock market.
Acquire the basic knowledge, skills and attitudes to be a successful stock investor.
Equip yourself with simple stock investing risk management strategies so you can come out on top even when the stock market is down!
All you need to know to get started in stock market investing can be found in our back to back seminars…
Investability: The Stock Market
Who: Ideal for individuals who would like to understand the basics of the stock market. Individuals who are considering investing in stocks or those who have some stocks but are not really knowledgeable on the stock market.
Why: This seminar will equip you with the information and strategies needed to invest in stocks prudently. Learn what a stock is and how does it work, how do you grow your money through stocks. Discover the challenges of stock investing and what it means to be a serious stock investor and how to be a conservative stock investor taking advantage of diversifying your portfolio through stock ownership.
InvestEd: Analyzing Stocks
One of the most frequently asked questions when it comes to stock investing is – IS IT TIME TO BUY OR SELL?
The truth is….trying to time the market is not a prudent strategy in stock investing. What you need is a good understanding of investing planning and the basics of stock analysis to help you make sound buy and sell decisions.
Note: This seminar will NOT teach you to become a stock trader. Investing is about long term wealth generation.
Avail of early bird rates by calling 637-3731, 09178088857 or email email@example.com
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INVESTability: Stock Market, CLICK HERE
InvestED: Analyzing Stocks, CLICK HERE
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INVESTABILITY: Stock Market, CLICK HERE
InvestED: Analyzing Stocks, CLICK HERE
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Since its summer time, Colayco Foundation launched its new program, “PISOBILITIES: Money for Kids” last May 12, 2012. We had a huge number of inquiries. Obviously parents wanted their children to learn how kids can creatively manage their school allowance or any form of monetary perks at a very young age considering that school year is about to start. Kids aged 7-13 years old were the ones who got to enjoy this new program. Colayco Foundation accommodated these kids believing that when kids reach their 7th year, they already know how to count and budget their money or allowance.
Mr. Armand Q. Bengco Executive Director of the Colayco Foundation, the Main Speaker started the workshop with an “Ice Breaker” for the kids to get to know each other and be more participative. It was followed by a Money Magic for the kids to learn that money is not just one magic away. And the most important part, the lecture proper. We require kids to bring along their parents or guardians to guide them all throughout the workshop.
Parents were very happy and satisfied with the workshop. Kids were able to understand practical ways of saving, wise spending, and investing in simple, creative and enjoyable manner. The Colayco Foundation is now planning for the next run of “PISOBILITIES: Money for Kids” Workshop before the school year starts, due to public demand.
The Philippines is going from perceived basket case to prime candidate for an investment boom
by David Pilling
04:45 AM Apr 28, 2012
How much money does the Philippines, that perennial economic laggard, owe the International Monetary Fund? The answer is nothing.
After years of being in hock, Manila is now an IMF creditor. Thus the people of the Philippines, impoverished though many remain, are doing their bit to help Europeans maintain the living standards they doubtless deserve.
For years, the Philippines has been a bit of a laughing stock in South-east Asia. Gross domestic product of US$2,200 (S$2,700) per capita puts it in the same league as Bolivia, a poor Andean country. Thailand, with a GDP per capita of US$5,400, is out of its league.
A running joke – admittedly not a very funny one – is that the Philippines accidentally swapped places with Chile, the Latin American economy that most resembles a fast-paced Asian tiger. That makes the Philippines more like a llama, trudging dolefully along a dirt track.
Whisper it if you will, but the Philippines may at last be getting its act together. These are early days. But there are definite signs that the country – with its young population of nearly 100 million people, the world’s 12th largest – has turned a corner.
There are three reasons to be hopeful, if not yet exactly cheerful.
CALL CENTRES WINDFALL
First, the external position has improved dramatically. The Philippines, after years of indebtedness, is a net creditor.
Overseas remittances from the roughly eight million Filipinos working abroad have steadily added to foreign exchange reserves. At nearly US$80 billion, these are higher than the external debt.
Since 2004, remittances have grown from US$7 billion-US$8 billion to US$20 billion, nearly 10 per cent of GDP.
The fact that so many people need to work abroad is a sign of the economy’s inability to generate enough jobs.
But remittances are serving a purpose and have held up well since the financial crisis. The Philippines is emerging as a solution to the labour shortages of mature economies the world over.
Some jobs go the other way. Philippine call centres have grown exponentially, trumping those in India.
Revenues from back office businesses have quintupled over six years from US$2 billion to US$11 billion.
GETTING ITS HOUSE IN ORDER
Second, the country is getting its fiscal house in order. The deficit has narrowed from a worrying 5-6 per cent a decade ago to a manageable 2 per cent.
The tax net was widened under the previous administration, though the tax take remains at a lowly 13.5 per cent of GDP. Spending has been kept in check.
Subsidies on fuel and power, the bane of many Asian Finance Ministers, were scrapped several years ago.
Third, the political situation is vastly improved.
Benigno “Noynoy” Aquino, elected President in 2010, has made a creditable start. For one, his government has sent out a strong message that it will not tolerate corruption (a distinct change from past governments, which actively encouraged it).
Mr Aquino has instructed tax officials to go after evaders. A few big scalps appear to be doing the trick. The tax take has edged up even without necessary tax reform.
The supreme court this week ruled that the huge sugar plantation belonging to Mr Aquino’s family must be redistributed among tenant farmers.
That brings to a close decades of wrangling over one of the country’s biggest estates.
The fact that a sitting President can be stripped of land is a hopeful sign that the separation of powers enshrined in the constitution is being honoured.
YOUNG POPULATION, HEALTHY BANKS
The Aquino government has also taken steps to restore rice self-sufficiency after the country was forced to import a fifth of its needs in 2008.
It has established public-private partnerships to build the roads, railways and power stations that have failed to keep pace with an exploding population.
Progress has been slow, but the legal regime is considered solid. Many economists are predicting a private investment boom, predicated on favourable demographics – half of Filipinos are under 25 – and the healthiest banking system in South-east Asia.
Reputations are hard to shake. For many, the Philippines remains a basket case.
But that view lags behind reality. In 2010, the economy grew at 7.6 per cent – faster than Indonesia, Asia’s investment darling.
Growth has slowed, but it has cleared 4-5 per cent every year since 2006, apart from in post-Lehman 2009.
Markets have not been oblivious. Last year, the Philippines stock market was the world’s seventh-best performing.
In the year to date, the Philippine exchange is up more than 20 per cent, among the world’s top 10 performers.
The Philippines may still be the llama of South-east Asia. But, for the moment at least, the llama has broken into a trot.
David Pilling is the Financial Times Asia editor.
With this Financial Literacy for Kids, CFE aim to teach children at an early stage of their life to establish a good financial habit that can help them win a better and wealthier future. It will teach kids practical ways of saving, wise spending, and investing in simple, creative and enjoyable manner.
Date: May 12, 2012
Venue: Social Hall City State Center Condominium, 709 Shaw Blvd. Pasig City
1. To make kids understand Basic Money Concepts in a fun way.
2. To help kids learn the value of money in an entertaining way.
3. To teach kids the value of saving and spending wisely.
4. To encourage kids to manage allowance and chores.
5. To inspire kids to establish good financial habits.
For more information contact, 637-3731/ 09178088857 or email firstname.lastname@example.org
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To pay via 7/11 or MLhuillier
To pay via BPI Bank Deposit or G-CASH CLICK HERE
by: Art Ladaga Mr. Colayco continues to write for various publications. Here is one of his articles found in Wedding Belle magazine, published in May 2009. It might have been published four years before, but the message remains TIMELESS! *First appeared in Wedding Belle Magazine, May 2009, Issue 3, …