PISObilities Seminar :  This love month, we made relationships RICHER!

This year, February 20, 2010, Saturday was the 2nd run of PISObilities Seminar and KSK Orientation. The seminar was held at 7th Floor Social Hall of Citystate Centre Condominium, Shaw Boulevard, Pasig City.  It was conducted by the Executive Director of Colayco Foundation for Education, Inc and the General Manager of Kapatiran sa Kasaganaan Service and Multi-purpose Cooperative (KSK-SMP Coop), Mr. Armand Q. Bengco. He was assisted by Sonia Reyes, the over-all in charge of the seminar; Rhea Fernandez, and  Ruth Perez, for the registration; Joni Jocson, Amy Ordas, & Erik Ramirez, for book selling; Calon Baltazar,  for hosting the event; and  Ronnie dela Cruz & Joel Cala, for  technical logistics.

The seminar started at exactly 9:00 am with a prayer followed by the national anthem. Next was the introduction of Armand Bengco, the main speaker of the seminar. First part of the program was about personal finance, a mind set on how the audiences will handle their finances thru planning, saving, spending and investing. The second part of the program was the orientation of for the KSK cooperative. He discussed what KSK cooperative is about, its rules and regulations and different types of cooperative members. What really got the attention of the audience was the on-going project of the cooperative, the franchising of Chowking Restaurant located in Mango Ave. Cebu.

The attendees were very attentive and cooperative during the seminar. They asked questions to further their knowledge on managing their personal finances and the cooperative. . They even told us that they will encourage their families and friends to attend the next seminar on March 20.  In conclusion, the seminar was a  complete success!
 

CFE and BusinessWorld Partnership

The partnership of Colayco Foundation for Education and BusinessWorld begins with a first article at the end of March.

CFE Chairman and founder, Francisco J. Colayco and BusinessWorld President Anthony Cuaycong signed the agreement containing the newest writing engagement of FJC. He is to write a special once a month editorial in BusinessWorld's Entreprenews Section. The articles will run through the principles of personal finance focusing mainly on wise investing. The special editorial column will be titled "Purpose Driven Investing."

Mr. Colayco is also a regular contributor to Bulgar, Illustrado Magazine, Goodhousekeeping, Goodnews Pilipinas, GMA NewsTV Blog and PTS Magazine.

As part of the agreement, our President, Mrs. Mary Anne B. Colayco a.k.a. Mabsi, will also be sharing her experience in personal finance with the Female readers of BusinessWorld. Watch for it at Herword.com

CFE Executive Director on Kuwentong Disyerto

It was CFE Executive Director and KSK General Manager Armand Q. Bengco’s turn on Kuwentong Disyerto this week.

Mr. Bengco discussed the advantage of pooling through KSK Cooperative and the profile of the investment cooperative. As an expanding cooperative, he is inviting everyone to join by simply visiting the website, www.kskcoop.com.

Kuwentong Disyerto airs every Friday on TFC Middle East from 9:00 AM – 10 : 00 AM, the show is hosted by Mickey Ferriols and TJ Monotoc.

It airs locally in ANC every Sunday, 3:00AM Philippine time.

January 22, 2010 - AstraZeneca Retiree

Twenty five AstraZeneca former employees gathered in Net 3 Center in Taguig to attend the Managing Your Personal Finance for Retirees. CFE Executive Director, Armand Q. Bengco gave them the edutainment approach in teaching the retirees the concepts and exploring their endless financial possibilities. Mr. Bengco and the CFE team, facilitated their net worth planning to see how much they need to maintain their chosen lifestyle.  

AstraZenica Chief Financial Officer, Federica Conci joined the session and stressed that personal finance is very much important to an employee.

January 19, 2010 - Unilab Retiree

It is never too late to grow your money!

Retirement is not just on age, it is a state of being... Sixty retired UNILAB employees learned that it is never too late to LEARN TO MANAGE AND grow your money. With the proper information and the right mindset, growing money is within reach.

CFE Executive Director, Armand Q. Bengco lead the edutainment session as participants learned to adjust their sails financially.

CFE Founder, Francisco J. Colayco ended the session with a brief discussion on leverage and the vast options of growing money safely.

January 15, 2010 - PSEI Seen Searching 3, 8000 in second half

The Philippine Stock Exchange index (PSEi) is expected to reach the 3,800 level in the second half due to a resurgent US economy and as more companies go public, First Metro Investment Corp. said on Monday.

“Any initial public offering (IPO) would be welcome in the first half. But we are expecting IPOs [to take place] in the second half of the year as many companies are still waiting for the elections [to finish]," Eduardo R. Banaag, Jr., FMIC vice-president for investment advisory, told a press briefing.

Companies held back from listing stocks for the first time last year due to lingering market uncertainties, which resulted in relatively low share prices.

According the Metrobank Group’s investment banking arm, the Philippine Stock Exchange index would likely rise by a tenth to 3,360 in the first half, as a result of low interest rates and as US stocks recover.

Banaag said the US economy would continue to recover, boosted by the Obama administration's stimulus spending. And as it recovers and the profits of listed companies rebound, the Standard and Poor’s 500 index could rise to 1,225, he added.

US stocks managed to end the first trading week in positive territory, with the Dow industrials and S&P 500 at 15-month highs and the NASDAQ composite at a 16-month high.

The PSEi closed at 3,087.35 yesterday. It ended 2009 at 3,052.68, rising by almost two-thirds from a year earlier

“The influence of the US stock market on the Philippine stock market will persist," Banaag said.

He noted that in the past, the rise and fall of the US stock market had accounted for as much as three-quarters of the rise and fall of local share prices.

He said he does not expect a major policy decision taking place in the first half that would alter the low interest rate environment in the US.

For his part, FMIC President Francisco C. Sebastian said more companies would get listed as soon as the the law giving incentives to real estate investment trusts gets enforced. Its implementing rules are still pending.

Corporate issuances, on the other hand, are expected to slow down this year, siad Carmelo L. Bautista, FMIC executive director.

“We foresee a a slowdown in the corporate issuances by the second quarter because of the wait-and-see posture due to the elections in May," he said.

Meanwhile, the law that encourages individuals to invest for their retirement would likely boost local capital markets, Sebastian said.

Under the enacted in August 2008, individuals can set aside as much as P100,000 a year in a personal retirement account, and the funds will be invested in a wide range of instruments. — BusinessWorld

January 13, 2010 - Economic Research Society of PUP Seminar

Time is one of the allies in making your money grow.

The three hundred Economics students of Polytechnic University of the Philippines were taught of the importance of starting their wealth building as young as they can.

CFE Executive Director Armand Q. Bengco showed them that if they can save part of their own allowance, they can begin their journey to financial independence. The students were  amused as they saw the original CFE video on how delaying gratification can earn them Php 1.4 M in for years!

As an ending, Project Manager for Seminar Mary Grace De La Cruz, provided  the financial literacy game and gave away cash prizes for the Economics Students.

January 7, 2010 - CFE on Bates

Twenty two advertising professionals from Bates 141 Philis. listened to “Managing your Personal Finance” talk of  CFE Exec. Dir. Armand Q. Bengco. Mr. Bengco discussed proper saving, wise investing and the importance of planning in growing their to financial freedom.

As one of the of the activities of the talk, the participants took the financial fitness exam to gauge their financial well being. Surprisingly, a good 75% of the participants are financially unfit. But their worries were taken away from the concepts of the seminar. Bates CEO Pete Sandor was there to thank CFE team for facilitating the seminar.

For modularized programs for your companies you can email grace@colaycofoundation.com or call her at 6373741.

January 7, 2010 - FJC is on FULLTIME MOMS –Rags to Riches Stories

As a famous soda commercial says, “It is possible!”

Three famous  celebrity, Joel Cruz(Aficionado Perfume), Anton Diva(Singer Comedienne) and Elvie Pineda(Elvie’s Skin Clinic) joined Francisco J. Colayco(FJC) in sharing their experiences on making their way to success in QTV 11’s new show Fulltime Moms. Hosts Suzie Entrata and Christine Jacob- Sandejas shared laughs with their guests as these people tattle the difference of living without wealth and living their dreams. FJC provided much more specific information on making your wealth through proper information on personal finance.

*Kindly have some gallery ala SM pictures with this article kindly use this link : http://colaycofoundation.multiply.com/photos/album/257/FJC_Fulltime_Moms  to get the pictures

January 6, 2010 - Your Php 33 a day is 94.7M in 40 years!

In everything we do, it should always start with a written plan.

Francisco J. Colayco, Chairman of the Colayco Foundation for Education(CFE) was invited by television’s prime morning magazine show, Unang Hirit, to share the audience, tips of planning their financial journey for 2010.

CFE Exec. Dir. supported the taped interview with facts about making money grow, in the live interview with Unang Hirit’s host Lyn Ching. Ching was mesmerized as she discovers that her 33 pesos a day could really earn her a potential of 97.4M in 40 years.

To know more of your PISObilities, call Grace at 6373741 or 6373731.

January 2 - CFE Starts the Year in DZMM

Colayco Foundation for Education’s Executive Director was invited in DZMM’s Konsumer, Atbp(KATBP) to raise the public’s awareness on financial literacy as  he gave some tips on effective personal finance managements, among others.

KATBP airs every Saturday from 10:00 to 11:30 in the morning with DZMM’s Alvin Elchico and Undersecretary for Consumer Welfare ZENAIDA CUISON MAGLAYA as anchors.

FJC Keynote Speaker on PhilExport 4th General Membership Meeting

Small acts, great faith : Moving on to 2010. Two hundred twenty members of the Philippine Exporters Confederation, Inc. (PHILEXPORT) gathered for their annual general meeting. Francisco J. Colayco,(FJC) was invited to give a keynote message for the assembly along with another author, Alex Lacson. The members were enlightened as FJC sets their minds to the opportunities of making a small amount grow in millions through proper information and the right attitude.

December 6 - CFE pilots in Tinig ng Marino @ DWIZ 882

Financial Independence is a journey. Just like any seafarers, we are on-board in our journey to financial independence.

CFE is the new addition to Engr. Nelson Ramirez’s radio program, TInig ng Marino. The program caters to seafarers both here and abroad. CFE was invited to do PISObilities ng Marino , a short segment to discuss the common problems of seafarers and the general public financial management issues. The segment seeks to open minds of listeners to the possibilities of being financially independent and WEALTHY. You can catch Tinig ng Marino every Sunday, 11AM – 12NN on DWIZ 882.

December 5 - OWWA Baguio Partners with CFE
and Western Union for OFW Family Day

Over two hundred OFWs and their families joined the Family Day in SM Baguio last December 5. CFE was invited by OWWA Baguio to conduct a Financial Literacy show for the audience. The whole audience shared laughs with CFE Executive Director, Armand Q, Bengco as he delivers an edutainment approach of the subject matter. The whole day event was organized by OWWA Baguio and the local government of Baguio.

December 3 - 4 - Three(3) Out of Six (6)

The Citi-Financial Education Summit is a one of a kind annual gathering of financial education advocates and institutions from all over the world. Traditionally held in the Asian region, the Colayco Foundation for Education has been invited to present its financial education efforts in three out of the six runs of the Summit. The first was in Kuala Lumpur, Malaysia in 2005 where CFE presented the overwhelming success of the Pera Palaguin books authored by Mr. Francisco J. Colayco. The second was in New Delhi, India where CFE presented its novel edutainment approach (a portmanteau of education and entertainment) in teaching financial education. The Citi-FT FinEd Summit, now on its 6th year has again invited CFE, this time to present its One Wealthy Nation program, particularly the SMS Platform it runs on.  
 
This years Summit held last December 3-4 in Singapore, themed-Securing the Future: Creating a Financially Sustainable Society was attended by CFE Chairman Francisco J. Colayco and OWN Program Manager Guita T. Gopalan. On the summit’s second day, Mr. Colayco presented the One Wealthy Nation Program and the SMS Platform as part of the panel discussion on Leveraging Technology to Maximise Financial Education Impact. Many of the participants gave great feedback and encouragement on the project. They were particularly interested in OWN’s upcoming investment program wherein individuals could invest in pooled funds with very small amounts of money.

December 1 - Protect Yourself with KalingaCo

In personal finance, protecting yourself and your finances are an integral part of our journey to be wealthy. Sadly, many Filipinos do not understand nor have access to good insurance products.

In partnership with the Cebuana Lhuillier Insurance Solutions (CLIS), the One Wealthy Nation community is now offering KalingaCo-Insuratxt. This is a micro-insurance one can avail with a Php30,000 coverage for accidental death and dismemberment and fire for a 3 month period for only Php 30*. One can purchase up to five units of KalingaCo per person.

CLIS has insured over 8 million Filipinos and settled over Php10 million claims. CLIS has also been awarded as the Best Micro-Insurance Agency for the past 2 years. The success of its micro-insurance products as well as CLIS commitment to offer peace of mind and foster happiness made CLIS the prime partner for KalingaCo. After months of product and technical development, the tri-partite agreement between CLIS, CFE (OWN Program) and IPAY (OWN’s technical developers) was signed last Dec. 1, 2009 at the Boardroom of the PJL Corporate Center.

In attendance from I-Payment Solutions, OWN’s technical partner: Ethel C. Aquino, VP for Marketing & Business Development, Maner T. Puyawan, President; From Cebuana Lhuillier Insurance Solutions: Ambassador Jean Henri D. Lhuillier, President, Leo K. Escaño, VP for Operations, Jonathan D. Batangan, General Manager; and from Colayco Foundation for Education: Francisco J. Colayco, Chairman, Armand Q. Bengco, Executive Director, Guita T. Gopalan, OWN Program Manager

Discussions are underway for developing other affordable insurance products including an insurance bundle for OFW and family members belonging to the OWN Community.

*Only OWN Members may avail of KalingaCo. Become and OWN Member free! Register at www.onewealthynation.com

December 1 - Cash Out Funds from Your OWN Account
at Cebuana Lhuillier – Coming Soon

Very soon, OWN Cards will be accepted for cash out at the over 1,900 Cebuana Lhuillier branches nationwide. Last Dec. 1 2009, Cebuana Lhuillier Pawnshop and I-Payment Solutions (OWN’s technical partner) signed an agreement allowing cash out of funds from the OWN Card.

In attendance from I-Payment Solutions, OWN’s technical partner: Ethel C. Aquino, VP for Business Development, Maner T. Puyawan, President; From Cebuana Lhuillier Insurance Solutions: Ambassador Jean Henri D. Lhuillier, President,

The Cebuana Lhuillier Group is a prime partner of the Colayco Foundation under its One Wealthy Nation Program. In particular Cebuana Lhuillier Insurance Solutions is offering KalingaCo a Php30 micro-insurance product with 3 month coverage worth Php30,000 for accidental death and dismemberment as well as fire.

This development is part of OWN’s continuous efforts at building its partnership to provide OWN Members more products and facilities to use their OWN Accounts. To join OWN head to www.onewealthynation.com

November 27 – CFE Workshop with Resins

The second workshop session was conducted on November 27, 2009 to the employees of Resins, Inc.

November 23 and 26 – CFE in Purefoods Marikina

We will never know when emergency will hit. It is always best to prepare and save up for the worst.

Purefoods invited the Colayco Foundation team to conduct two workshop sessions for their retirees. The former production employees realized that there are still many options consider in rising above the crises brought about by Ondoy. The 100 employees were taught to adjust their spending habits and to calculate their assets and liabilities. After the workshops, the employees were all smiles as they left with their financial goal defined.

November 25 – CFE last session with Rizal High

CFE team returns to Rizal High this time for their Science teachers for the Debt Alleviation Program of Rotary Club of Pasig and the Colayco Foundation for Education. 27 teachers listened to Rotary President Francisco J. Colayco as he discussed the many PISObilities on growing one's wealth. CFE Media Affairs officer, Calon E. Baltazar, facilitated the net worth planning for the Science teachers towards the end of the program.

November 24 – CFE in Franke Food

Get out of debt! This is one of the baby steps in starting your journey to financial independence.

Employees of Franke Food in Laguna were amused by CFE Executive Director Armand Q. Bengco's edutainment approach in delivering Personal Finance 101. The attendees were given pointers on how to start their journey to financial independence. Most of the employees are disorganized in their personal finances. The HR department was very thankful to Colayco Foundation in opening up the minds of their employees on the different possibilities of starting their journey towards financial independence.

November 20 – CFE Workshop with UNILAB Retirees

Colayco Foundation conducted a workshop to UNILAB retirees on November 20, 2009.

November 19 and 20 – CFE late night at Trend Micro

CFE conducted four seminar sessions with Trend Micro in 2 evenings. The initial session was held on November 19 at 6 pm. The second session was at 9pm on the same evening. Two other sessions were conducted on November 20. The young employees of this BPO realized the importance of planning, saving, spending wisely and investing.

November 14 – CFE's 5th Public Workshop

Colayco Foundation conducted a public seminar/workshop on November 14 at the Lancaster Hotel in Mandaluyong City.

November 13 – Resins Workshop

Colayco Foundation conducted a workshop to the employees of Resins Inc. and their families on November 13, 2009.

November 13 – CFE Workshop in Servier

Colayco Foundation conducted a workshop to the employees of Servier on November 13, 2009.

November 1 - 2 – Health is Wealth! KDI Spirulina Launch in Hong Kong

Our OFWs know how valuable health is...Almost a hundred Hong Kong based OFWs gathered at the Mariners Club in Kowloon, HK for the KDI Spirulina Launch. Spirulina is known as a 'super food'. According to Dr. Vic who presented spirulina at the launch, spirulina is packed with over 30 essential vitamins and minerals needed by the human body. KDI process spirulina into various products such as tablets, coffee, soap, hair color, etc.

KDI is also a great financial opportunity for Filipinos. As Francisco J. Colayco, the guest speaker at the launch and CFE Chairman, shared: There are many opportunities around us, we just have to learn to recognize and engage them. KsK Coop's engagement with KDI is an example of this. KsK Coop is the Hong Kong Country Stockist of KDI this means that every KDI Spirulina product sold by independent resellers in HK was bought from KsK Coop thus KsK generates revenue from each sale. Truly with KDI Spirulina, health IS wealth!

October 29 –Excellent & Enlightening

"[The talk] was excellent and very enlightening," says Raquel D. Castro, Country Microfinance Manager of Plan Philippines. Ms. Raquel and 30 other participants from Plan Philippines attended the "Personal Finance Management" talk given by CFE Executive Director Armand Q. Bengco at the Crown Regency Hotel, Makati. At the end of the talk, mindsets were changed. Participants were empowered to set clearer financial goals and encouraged to hit the ground running in their journey to financial independence.

The Colayco Foundation regularly conducts public seminars for individual clients. The next one is entitled Wealth Within Your Reach on November 14 in the afternoon at Mandaluyong City.

October 28 –Rizal High workshop TLE Dep't

Last October 28, faculty of the Social Studies department of Rizal High School took advantage of the Pisobilities Personal Finance Workshop conducted by Colayco Foundation in partnership with the Rotary Club of Pasig under its Debt Alleviation Program. By the end of the session, teachers had calculated their personal net worth and determined their target savings amount. Surprised by how affordable saving for the future is, many showed interest on how to better optimize their savings.

October 26 –Financial Literacy by Colayco goes ASEAN

October 21- 22 –CFE & OWN at the 3rd HR Philippines Convention SMX

October 20 –CFE at Rizal High School

Teachers from the MAPE Department of the Rizal High School calculated their networth as part of the workshop conducted by the CFE team. Rotary Club of Pasig, and CFE founder, Franciso J. Colayco graced the workshop.

The dynamics between pro-active participants and CFE Executive Director, Armand Q. Bengco made the experience very enjoyable. This Is CFE's sixth session on Rizal High. The workshop is part of the Debt alleviation Program of the Rotary Club of Pasig and CFE.

October 20–UNILAB Program for Retired Employees

Last Retirement is not just on age, it is a state of being... Sixty retired UNILAB employees learned that it is never too late to LEARN TO MANAGE AND grow your money. With the proper information and the right mindset, growing money is within reach.

CFE Executive Director, Armand Q. Bengco lead the edutainment session as participants learned to adjust their sails financially.

CFE Founder, Francisco J. Colayco ended the session with a brief discussion on leverage and the vast options of growing money safely.

October 18 - 19 –OWN in Hong Kong!

Last October 18-19, CFE Executive Director, Armand Q. Bengco and OWN Program Manager, Guita T. Gopalan visited the KSK-SMP Cooperative Office in Hong Kong. KSK-SMP Cooperative is a strategic partner of OWN and the duo were there to introduce OWN to the KSK-SMP Members there. The first day, Saturday, was dedicated to system testing to make sure things were working perfectly OWN HK Operations used a HK Mobile number so that it would be more cost-effective to HK-based OWN Members. That evening on Metro Radio hosted by Tita Kerry, Armand and Guita invited HK-based Filipinos to visit the KSK Office to discover and join One Wealthy Nation. Over 100 new OWN Members based in HK were enrolled after almost 8 hours of continuous OWN Orientations were conducted. Truly, OWN serves our OFWs needs they will be able to better manage and grow their money. OWN in HK is poised to enroll 1000 new members before the end of the month. With HKs 120,000 OFW population, that number is definitely going to go up in the coming months.

October 7 –OWN Growing More Day by Day!

Last October 7, the One Wealthy Nation Team presented OWN to interested members of the Rural Bank Association of the Philippines at the Hyatt Hotel in Manila. In partnership with the rural banks, OWN hopes to give OWN Members more options for loading and cashout, as well as other savings and investment products in its OWN Membership Mall as supplied by the rural banks. Watch out for further developments!

September 26 –Astra Marine

Having multiple activities in one day is not a problem for the CFE Team. Last Saturday as CFE Founder Francisco J. Colayco gave a talk in Bacoor, CFE Executive Director Armand Q. Bengco was in City Garden Suites, getting seafarers and their family members excited about their finances. Over ninety participants learned the four basic principles of financial literacy: wise spending, regular saving, sound planning and proper investing. At the end of the workshop, atendees had a good idea of their minimum financial targets for when they retire.

September 26 –Pisobilities ng Bacoor Tungo Sa Kasaganaan

Rain or shine, money matters! As Ondoy was rearing its ugly head, the CFE Team was at Bacoor delivering a special financial literacy program for OFW families in Bacoor, Cavite entitled Pisobilities Tungo sa Kasaganaan. Bacoor Mayor Strike Revilla and Vice Mayor Rosette Fernando graced the event, sharing wonderful welcome remarks to the hundreds of atendees. For the main program, CFE Founder Francisco J. Colayco was joined by Ms. Lani Mercado in imparting financial literacy to the resident-participants of Bacoor. After the three-hour program, participants were given Financial Literacy Primers for free through a grant by the Western Union Foundation, so that they may continue their financial education.

The Western Union and Colayco Foundation for Education Pisobilities for OFW Families program held in Bacoor was made possible with the support of the Society of Concerned Women of Bacoor, Mayor Strike Revilla, Great Taste Coffee and Gardenia.

September 25 –Estudyantipid Season 2

Season Two of Estudyantipid, the financial literacy show of the Knowledge Channel, will be back on the tube soon. Through Estudyantipid, high school students learn about essential financial concepts delivered with fun teleserye flair. The second season kicks of with an episode in the slipper capital of the Philippines, Liliw, Laguna.

Estudyantipid is a joint project of the CitiFoundation, the Knowledge Channel Foundation, the Department of Education and the Colayco Foundation for Education.

September 24 –CFE : Fifth Time Charmer

The CFE Team visits Rizal High School in Pasig to impart financial literacy to the teachers of the Technical and Livelihood Education Department. Fifty-seven teachers discovered their minimum financial targets in preparation for their retirement. The CFE Team was also invited to join in a modest salu-salo prepared by the Department's birthday celebrants.

The Financial Literacy Program for the Faculty and Staff of Rizal High School, Pasig is a collaborative effort of The Rotary Club of Pasig and The Colayco Foundation for Education.

September 12 – INVESTMENTS 101

Twenty two participants lunged the mild rains as they attend the INVESTMENTS 101 seminar given by CFE Executive Director, Armand Q, Bengco.

Mr. Bengco discussed the principles of Leverage and Compounding amongst the topics under investments 101.

The twenty two participants went home with a personal financial plan and goal as they were taught of calculating their personal networth, as the highlight of the three-hour lecture workshop.

September 11 – CFE-Western Union in Far Eastern University

Far Eastern University(FEU) students gather in the Institute of Nursing function room as Executive Director Armand Q. Bengco shares principles of financial literacy.

The affair was made possible through the help of Western Union Foundation and the Guidance Office of FEU.

Students benefitted from the edutainment approach of Mr. Bengco as they took down notes about proper planning and savings, wise spending and investing.

The seminar is part of the series Pisobilities Para sa mga Pamilya ng Bagong Bayaning Filipino(OFWs).

September 5 – OWN Soft Launch

Hundreds of OWN cards were given free in Mall of Asia, South Pavilion, as One Wealthy Nation(OWN) held its soft launch, last September 5, 2009.

The OWN cards can be used in transactions such as money transfer, cellphone load sharing, paying utility bills and debits.

The soft launch was part of the Money Matters for Women free seminar that is going around SM Supermalls.

OWN is the Colayco Foundation's community of savers and investors.

August 27 –MANAGING PERSONAL FINANCE AT POEA

FJC gives employees of Philippine Overseas Employment Administration(POEA) a lecture on personal finance management, last August 27, 2009.

POEA employees were thrilled as they listen to founder of CFE Franciso j. Colayco, who discussed 80/20 rule of savings amongst the list of topics that was discussed in the talk.

August 26 –FJC talks to St. Andrew's Parishioners

CFE founder Francisco J. Colayco(FJC), was invited to give a financial management seminar to over 150 parishioners of St. Andrews Parish in Makati, August 26, 2009.

The seminar focused on proper mind setting on handling personal finance and mapping your financial goals. Attendees listened closely to the hour long talk. FJC stayed and had a meaty helpful discussion as questions flooded towards the end of the seminar.

August 25 –CFE Talk at San Miguel Rengo

CFE Executive Director, Armand Q. Bengco gave a talk to 100 retirees of San Miguel Rengo Packaging Corporation at Sucat, August 25, 2009

The audience enjoyed an hour edutainment talk that focused on the ways of handling their lump some money and putting it in proper instruments.

CFE conducts in house seminars from time to time. For more inquiries about our seminars you can call Ms. Grace dela Cruz at 6373731|41 or email her at grace@colaycofoundation.com.

August 20 – FJC guests in RS(Republic Service)

Francisco J. Colayco was invited as resource person for financial literacy for the NBN Civil Service Commission show, Republic Service(RS). The show is hosted by Civil Service Commission Chair Ricardo Saludo and National Youth Commission Commisioner Princess Abante.

RS talks about social concerns and addresses public issues. In the episode FJC was there, they discussed the fiscal crisis, how Juan Dela Cruz can cope with the situation and what are the ways to avoid financial burden.

RS airs every Thursday night @ 10PM in NBN channel 4.RS airs every Thursday night @ 10PM in NBN channel 4.

August 14 – GABAY SA MAGANDANG BUKAS

CFE team heads to Ynares Sports Arena in Pasig to conduct PISObilities seminar for the the support program for former employees of Triumph International Phils. Over 600 people joined and participated in the personal finance management talk headed by CFE chairman Francisco J. Colayco.

Aside from Wealth Within Your Reach books that were given, the retrenched employees will receive sewing machine and cash benefits from Triumph International Philippines.

August 12 – CFE Teaches Teachers

Last August 11, 2009 the Colayco Foundation for Education in partnership with the Rotary Club of Pasig held the first of a series of Pisobilities Workshops for the teachers of Rizal Public High School–Pasig. The goal of the workshop series is to introduce the basics of personal finance management and help teachers identify their own financial targets. The series will run until mid–October.

August 7 – CFE Goes to Subic

The CFE team braved the heavy rains last week to give a talk for the Philippine College of Chest Physicians(PCCP) in Subic. It was PCCP’s 13th Midyear Convention.

August 3 – Pisobilities Handbook for OFWs Resumes in POEA

August 3, 2009. The Pisobilities Handbook for OFWs is now on its 3rd phase of distribution. This free Filipino-English version was written by reknowned author and CFE founder Mr. Francisco J. Colayco. The handbook will be given for free to 20,000 departing OFW's in POEA, OPAP and KAMPI distribution outlets.