Money for Kids
Posted on Aug 31, 2010
Money For Kids: Pera Mo, Palaguin Mo!
A Parent/Teacher’s Guide to Financial Literacy for Kids
Authors: Francisco J. Colayco and Nina Lim-Yuson, Ph.D.
This is the first book of its kind in the market. The book contains ten stories of children ages 4 to 12 years, each of which can be read to younger children and read together with the older ones. There are several lessons to learn in each story that are related to some of the Eight Money Guidelines for Kids. Part of the Foreword of the book says the following: children who are taught about financial matters at an early age become more self-confident and successful in the management of their personal wealth throughout their lives. Developing financial literacy is important for children of less privileged families, who need to help themselves and their parents achieve freedom from lack. But it is virtually a necessity for kids whose parents have enough money to support them and provide them with a comfortable lifestyle. It is they who could be blissfully unaware of the fact that their money can run out, and could be more danger of growing up financially uninformed.
Many parents don’t like to discuss money matters with their kids; perhaps because they believe in the old adage, “Money is the root of all evil.” But the undeniable fact is that there are over seven hundred direct references to money in the Bible, and two-thirds of the parables of Jesus have something to do with money one way or another. As parents, we might as well help lead our children toward the right financial path rather than let them find it alone and maybe get lost along the way. And although financial literacy is not yet part of school curricula, teachers who want to contribute to their pupils’ financial education process could certainly integrate the lessons taught in this book into their teaching plan, whenever possible.
Through this book, we hope to encourage you to develop financial literacy in your children while they are still very young”ideally from four to thirteen years” using the principle, “You cannot share what you do not have.” With it you can help them understand that there is nothing more fulfilling than to be able to share with others, but in order to do that they must first have something to share, and that they should therefore learn to save and take care of what they have to ensure that they will always have enough to give.
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