Financial & Investment Education Programs

Pisobilities Seminar Series

“PISOBILITIES” is a portmanteau coined by CFE. It refers to one’s ability to earn and manage his one peso and the possibilities of making that same one peso work for him. Each person’s financial profile should be like a one peso coin.  He has two sides that give him more than enough capacity to attain financial independence.  One side represents his ability to generate active income or the income earned when he invests his talent, sweat and time. The other side is his ability to generate passive income or the income earned from savings, otherwise known as investment income. He has to use these two capabilities at the same time.

The Pisobilities Series focuses on the importance of having the right financial mindset in your journey to financial independence.  It equips participants with the fundamental financial concepts and tools for managing personal finances through proper planning, wise spending, saving and investing.

Pisobilities: Wealth Within Your Reach (Seminar)

One (1) hour to one and a half (1-1/2) hours, no limit on number of participants

Wealth is within reach for everyone. This is the central message of the Pisobilities Seminar. This seminar opens employees eyes to the sad realities of poor money management and fantastic possibilities of good money management. They are taught to be responsible for their own wealth generation and that they should not be dependent on your company during emergencies. Emphasis is given into the importance of managing the money you have, this is done through sharing tips and techniques for effective saving, spending and expense planning.

This seminar is ideal for regular employees. We highly recommended this seminar to be given to those who have served your company for more than one (1) year. This seminar can be delivered in English or Filipino.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.

Pisobilities: Managing Personal Finances Workshop

Four (4) hours

Building on the basic Pisobilities: Wealth Within Your Reach seminar, the Workshop will equip your employees with the thought-process and skills needed to make their own plan to be wealthy. By the end of the workshop they will have (1) identified where they are currently in terms of their personal finances; (2) a better idea of their wealth targets and timeline; and (3) options on how to achieve their targets within their timelines. The workshop will also introduce different financial instruments they can consider and strategies they can utilize.

This workshop is ideal for regular employees. We highly recommended this workshop be given to those who have served your company for more than one (1) year and to those in officer/management positions. This seminar can be delivered in English or Filipino.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.


Pisobilities: Plan for your Retirement (Seminar or Workshop)

Two (2) or three (3) days

Most employees only start to think about retirement 2-3 years before the retirement age. By then, it can be too late to ensure a financially secure retirement. Many retirees, having depleted their lump sum, find themselves seeking active income after only a couple of years of retirement. Many retirees also realize too late that their monthly pension is not enough to sustain their lifestyle. This seminar/workshop is a proactive way of preparing employees for retirement. Employees will be given the opportunity to envision their retirement in both financial and non-financial terms. Participants will be guided in clarifying their personal values, mission and vision. For the workshop, they will also prepare a retirement plan which identifies how much they need to retire to comfortably and how much they need to save and invest beginning today and until the day they retire.

This seminar/workshop is ideal for employees aged 30 and above. You don’t necessarily have to conduct this seminar/workshop when your employees reach the age of 60.  This will help them prepare themselves towards retirement. It is highly recommended for employees aged 60 or those with five more years before they have to retire. Employees who are about to retire will also benefit from this seminar/workshop. This seminar can be delivered in English or Filipino.

Click here to send an inquiry an to set a meeting to discuss our financial education programs for your employees.


Pisobilities: Managing Personal Finance Workshop for Retrenched Employees or Early Retirees

Two (2) or three (3) days

Due to economic and business circumstances, companies are faced with cutting costs and cutting on people despite best intentions and efforts. Equipping them with the psychological and financial outlook to manage the change in their ability to earn income is an additional value you can extend to voluntary early retirees and to retrenched employees. This workshop equips attendees with the mindset needed to manage these changes in their life and with a plan to move forward in seeking employment or setting up their own business. This seminar can be delivered in English or Filipino.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.

Pisobilities: Protecting Your Greatest Assets – YOU (Seminar)

One (1) hour to one and a half (1-1/2) hours

As soon as one starts working, offers for insurance policies start popping up. Most employees however end up purchasing insurance policies they do not need or are not right for them. Insurance is financial protection. This seminar will equip your employees with the right information about what insurance is and what it is for. This seminar will also help them identify what kind of insurance is best for their particular situation. This is also a good way of introducing and educating your employees on their non-cash benefits from the company such as life, health and medical insurance.

This seminar is ideal for your regular employees. It is highly recommended to be given to employees who are married and have children or those with dependents. This seminar can be delivered in English or Filipino.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.


Be G.O.O.D. Seminar:  Growing Out Of Debt

Two (2) hours

Personal debt is a problem many employees are burdened with. More than financial emergencies, the drawn out condition  of being indebted increased financial stress and thus can adversely affect employees performance. Debt, leaves employees helpless – often they do not know how to address their problems and still make ends meet. In cases of bad debt, the company, HR department or their supervisors can be dragged into their personal problems. This seminar helps your employees take control of their indebtedness. First by understanding the reasons for why and how they became indebted in the first place and avoid  such in the future. Second by revisiting their currently lifestyle and make adjustments that will help them Be GOOD (Grow Out Of Debt). And third by crafting a plan and schedule to effectively Be GOOD (Grow Out Of Debt).

This seminar is ideal for all employees. It is highly recommended to be given to employees that avail of loans from the company or recognized institutions. CFE often delivers this program under a different title so that participants do not feel threatened by the stigma of being indebted. This seminar can be delivered in English or Filipino.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.


INVESTability Seminar Series

One (1) to one and a half (1 1/2) hours per seminar

The INVESTability Seminars are designed for the continuing financial and investment education of employees. Coming from any of the Pisobilities seminars or workshops, an INVESTability seminar will give employees with more information about a affordable investment instruments. This seminar will equip them with the ability to assess whether the investment instrument is ideal for their wealth generation based on their targets and timelines.

Each INVESTability Seminar addresses the following basic questions about the specific investment instrument:

  1. What is this investment instrument and how does it work?
  2. What is its Risk – Liquidity – Return profile?
  3. What do I need and who do I talk to so I can begin investing?

INVESTability Seminar Variations:

  • INVESTability: The Stock Market
  • INVESTability: Mutual Funds
  • INVESTability: Fixed Income Instruments

These seminars are ideal for employees who can regularly save and invest Php500 or more monthly. These seminars can be delivered in English or Filipino.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.


InvestEd Seminar Series

One (1) to one and a half (1 1/2) hours per seminar

The InvestEd Seminars are designed for the continuing financial and investment education of employees. Coming from any of the Pisobilities seminars or workshops, an InvestEd Seminar will give employees with more information about bigger-capital or more complicated investment instruments. This seminar will equip them with the ability to assess whether the investment instrument is ideal for their wealth generation based on their targets and timelines.

Each InvestEd Seminar addresses the following basic questions about the specific investment instrument:

  1. What is this investment instrument and how does it work?
  2. What is its Risk – Liquidity – Return profile?
  3. What do I need and who do I talk to so I can begin investing?

InvestEd Seminar Variations:

  • InvestEd: Analyzing Stocks (Fundamental Analysis)
  • InvestEd: Real Estate
  • InvestEd: Global Investing

InvestEd is ideal those who are looking for other investment options and who can afford to save and invest PhP50,000 or more per investment per month or those with significant investible funds they are seeking to diversity. These seminars  are highly recommended for officers, managers, supervisors, executives and company directors.

Click here to send an inquiry and to set a meeting to discuss our financial education programs for your employees.


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