Who: Ideal for individuals who would like to understand the basics of the stock market. Individuals who are considering investing in stocks or those who have some stocks but are not really knowledgeable on the stock market.
Why: This seminar will equip you with the information and strategies needed to invest in stocks prudently. Learn what a stock is and how does it work, how do you grow your money through stocks. Discover the challenges of stock investing and what it means to be a serious stock investor and how to be a conservative stock investor taking advantage of diversifying your portfolio through stock ownership.
InvestEd: Analyzing Stocks
One of the most frequently asked questions when it comes to stock investing is – IS IT TIME TO BUY OR SELL?
The truth is….trying to time the market is not a prudent strategy in stock investing. What you need is a good understanding of investing planning and the basics of stock analysis to help you make sound buy and sell decisions.
Note: This seminar will NOT teach you to become a stocktrader. Investing is about long term wealth generation.
Wealth generation includes planning, spending wisely, saving and investing. Some practical concepts from the Colayco Foundation for Education, Inc. (CFE) in learning sessions are:
The best way to get rich quick is to get rich slow. In investment, slow is fast. Successful investing starts with beating inflation. The inflation rate in Philippines was last reported at 2.7 percent last February of 2012. Legal investments instruments like LEND type of investments can expect earning rates of 1%-8% a year that may be fixed and guaranteed while BUY types of investments can expect growth rates of 10%-20% average a year though not fixed and not guaranteed.
Join CFE on May 12, 2012 in the Pera Mo, Palaguin Workshop. This workshop will equip you with the right mindset and the skills to become wealthy. The venue will be at the Social Hall, 7th Floor, Citystate Centre Condominium, 709 Shaw Boulevard, Pasig City.
Colayco Foundation (CFE) is the first, most experienced and most effective in teaching personal money management. CFE aims to help close the widening poverty gap, stimulate entrepreneurship and wealth creation through financial education. Its mission is to give the ordinary income-earning Filipinos access to financial education and information that, in the past, has been limited only to the already rich. CFE focuses on practical planning, saving and growing savings through wise spending and prudent investing. It provides a series of public and corporate seminars and workshops.
The earlier you start improving your personal money management education, the more options you have for a stress-free growth in your wealth.
Other seminars include INVESTability: The Stock Market on June 9, 9:00-12:00pm and InvestED: Analyzing Stocks 2:00-5:00pm for details, call 6373731/5024590/ 09178088857 email renzie@colaycofoundation.com. Register early and avail of early bird discounts. There are also group discounts.
Last Saturday, March 31. Colayco Foundation conducted its most awaited seminar this March. With the numerous inquiries that we got from the public, we already expected a big number of attendees. For PISObilities: Wealth Within Your Reach we had 56 attendees and 76 for INVESTability: Mutual Funds Seminar.
These two seminars were joined on the same day because we believe that the PISObilities and Mutual Funds Seminars are a perfect combination in terms of Financial Management. Pisobilities is all about the basics of personal finance and right mindset, and an introduction to Passive and Active Income as well as Types of Expenses. The discussion also peeked into the basics of investing – buy investments vs. lend investments and the allies we have in growing our wealth. The afternoon session on Mutual Funds furthered enhancedthe learning process.
Ms. Kathleen a new member of the Colayco Foundation Team said that; “I am glad that I attended the Pisobilities seminar last March 31 because contrary to my own beliefs and perceptions, I found out that I am not yet financially independent. Through Pisobilities, I have learned that there are many things that I have not done to know where I really am in the journey towards financial wellness. Now that I know how educational it is to attend seminars like this, I plan to attend all of the other seminars that CFE will be offering this year. More power to CFE! More financial power to the Filipino! “
Pera Mo, Palaguin Mo! Talk on Money Management is back in Cebu; March 22 (6pm-8pm), March 23 (6pm-8pm) and March 24(8am-10am). The seminar will equip participants with the basics of proper money management—spending, savings, planning and investing. It will help you make sense of your financial goals in life and introduce investment instruments to help you achieve it. Take advantage of 90% discount on the learning fee. Visit Chowking One Mango in Cebu for more details and to register.
Want it for FREE?
- An accumulated of Php 1,000 Receipts from February 15, 20120- March 15, 2012 will entitle you to a FREE seminar on PERA MO, PALAGUIN MO
- Any interested customer is required to a pre-registration at the counter area (Name, Address, Contact NO.)
- Tabulation of receipts will be done each time you dines in at CHOWKING ONE MANGO .
Mutual funds take the stress away from small investors who want to invest in the financial markets. This is because mutual funds are handled by competent and professional fund managers who choose the right investment for them. It is important to choose the better managed mutual funds since there is no guaranteed return on your investment.
As of Feb 17, the best performing mutual fund is the Philam Strategic Growth Fund with a YTD of 11%. Read more to check the performance of other funds.
Money matters are important in loving relationships. Poor financial management is a big reason why couples break up and families fall apart. Being able to easily and comfortable discuss money, income and wealth matters with your partner and children may just save your marriage and family.
Develop ease and comfort in talking about money, income and wealth with your partner and your children. Couples and families should have quality conversations about money matters.
If you are in the dating and boyfriend/girlfriend stage, understand how your partner feels, views and manages his/her money. Does he or she buy things at a whim? Does he or she save regularly? Does he or she have insurance? And other things. You don’t need to know the specifics of how much he or she earns but just understand enough to see if you can work with his/her style of financial management in the long run.
Once you have decided to become life-long partners, are engaged or are in the early stages of your marriage, you can get into the specifics of who does what in managing your family’s finances.
Set your budgets as a couple. Be honest with each other especially regarding debt, acquisitions and any and all money transactions.
Work out between yourselves who will MANAGE and who will DECIDE on money-income-wealth matters. Share the responsibility for your financial future with your spouse. Come up with mutually agreed upon rules about spending limits. Decide on what you can agree on as “mine”, “yours”, or “ours”.
Part of communicating is agreeing on your immediate family’s goals – education, kind and cost of lifestyle, retirement, big ticket acquisitions, etc. As early as you can, start planning, saving and investing for these things.
If you have children, don’t wait till they are working till you discuss money with them. Once they start asking you for things they want to buy you can already introduce them to good money concepts. Take them with you when you go shopping, explain why you choose this brand of shampoo over the other brand.
Another important note about families in the Philippines – the EXTENDED FAMILY matters especially because we often extend our help to our families. Often, even after marriage, couples feel obligated to help out the family they were raised in, their parents and siblings and sometimes even cousins or even as far as the 2nd or 3rd degree of consanguinity. As Francisco J. Colayco often reminds; “you can not share what you do not have.”
So secure your immediate family first – the one you are raising with your partner. Agree on what and how much to share with parents; siblings, etc. Agree on why – what’s the purpose or the reason why you are giving financial help. By agreeing on these things beforehand you won’t have to keep secrets on how help was given. There is a thing called money infidelity too.
A family is like a corporation too. Corporations existence is to earn, make profit, grow and expand. Recently, CSR-corporate social responsibility or giving back to the community is becoming a part of corporate life and existence. The same is true for a family-earn, make profit, grow, expand and give back. Just remember – you cannot share what you don’t have.
Conversations about money with loved ones don’t have to be difficult or embarrassing. They don’t have to be often or take a lot of time but it should be honest and objective. Involve as little emotion as possible – sabi nga “Maski masaya, hindi dodoble ang pera. Magalit man, hindi mababawasan ang utang.” Respect your partner’s opinions and suggestions and think rationally.
Oh and just a last tip! Avoid talking about personal finances during meals and in your bedroom – use those situations to build meaningful relationships with your partner and family.
Personal finance is a life long activity. Learn about your personal finances and be the first to know about news relevant to your personal finances and growing your money.
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Money matters are important in loving relationships. Poor financial management is a big reason why couples break up and families fall apart. Being able to easily and comfortable discuss money, income and wealth matters with your partner and children may just save your marriage and family.
