Wealth Within Your Reach. Pera Mo, Palaguin Mo!
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Author: Francisco J. Colayco The National Book Awards is an annual event of the Manila Critics Circle in cooperation with the National Book Development Board. A fun to read, easy to understand, simple presentation of fundamentals of saving and investing in both English and Tagalog. This book awakens you to the fact that everyone can reach financial independence at any income level. It details the financial life stages which will determine where you are financially, while citing the experiences of real people for easier understanding. It also explains the obstacles and allies in your journey to financial independence and gives the Ten Commandments of building wealth together with sufficient examples and explanations. Through the discussions in this book, you will realize that there is a lot of wealth within your reach just waiting to be discovered. |
  An electronic copy of this book is already available. Please click on the logo of LULU or see the sample below. If you want a hard copy of the book delivered to your doorsteps, please order thru National Bookstore Online. |
What they say about the book:
Going back to the basics of personal financing has never been as fund. Mr. Colayco manages to chat his readers into an otherwise difficult journey of self-discovery with his delightful insights on the very serious subject of money.
ZORAYDA AMELIA C. ALONZO
Chairman & CEO, Small Business Guarantee Finance Corporation
The book’s main message is clear and simple: financial independence is within the reach of anyone, even those who struggle with economic difficulties. Readers will walk away from this book with ideas and tools that can be used immediately. I highly recommend it.
FR. GREGG L. BANAGA, JR., CM
President, Adamson University
This book fills a need that has always been there but has not been really paid much attention to. As it seeks to inform, it also inspires, encourages and give hope. A copy of this book in one’s library will not only be useful to its owner but can be handed on from generation to generation.
ATTY. FE B. BARIN
Member, Monetary Board, Bangko Sentral ng Pilipinas
In my work with the Bishops’ Businessmen’s Council as Co-Chairman of the Committee on Labor and Employment, I have long felt the need for a financial planning guide for our friends in the informal sector and the OFWs. I strongly recommend that financial planning be undertaken from the start. The ideas and suggestions in this book are easy to understand and apply in one’s livelihood and family life.
MENELEO J. CARLOS, JR.
President, Resins, Inc. & Chairman, Federation of Philippine Industries
This is a very well-written, well-thought-out book on money matters. Filled with simple yet practical ideas, it makes for easy reading. Two years worth of graduate school level material is condensed into one volume.
MARIA TERESA L. CHAN
President & CEO, A.C. Steel Industries Inc. and Sugarsteel Industries Inc.
What I like most about the book is the way it is presented in laymen’s terms. I intend to give copies to my wife, my children and relatives. I find in this book all the financial concepts that I want to relay and express to my loved ones but could not do so because of time constraints and shortness of patience to express these concepts in a language understandable to everyone.
ALFONSO B. CRUZ, JR.
Executive Vice President, Land Bank of the Philippines
I enjoyed reading this book. As someone who has been dealing with overseas Filipinos for some 25 years now in various parts of the globe, I know that many of them are in need of the concepts and tips provided. It’s truly the kind of advice they have long been waiting for.
JOSE VICENTE CUIZON
Executive Vice President & Special Assistant to the President, Philippine National Bank
The book is truly educational and enriching presenting complex fundamentals of money, finance and investments into easily understandable and fun to read teachings. It provides as well an invaluable bonus as it relives, refreshes and inculcates the readers with time honored values such as industry, honesty, diligence, temperance and many other values for one to live a full, meaningful and decent life.
ROBERTO JUANCHITO T. DISPO
Executive Vice President, First Metro Investment Corporation
Former Deputy National Treasurer of the Philippines
The author uses simple, straightforward talk. Shifting effortlessly from English to Pilipino, he puts finance in a much simple light, very understandable to the OFWs who can develop a culture of entrepreneurship in our country. Mr. Colayco’s book could just open doors towards our dream of a prosperous nation of entrepreneurs. I am glad to find in him a kindred soul.
DR. ROLANDO HORTALEZA
Founder and Chairman, Splash Corporation
This book certainly meets a very important need of OFWs, ordinary employees and small business owners. It is comprehensive and covers everything a person wants to know about savings, investments, loans and how to gain wealth, manage it and make it grow.
REMEDIOS L. MACALINGCAG
Former President, Development Bank of the Philippines
Because the book is written in simple language, interspersed with true-to-life stories, the reader will find it easy to read and interesting. Congratulations for an excellent work!
VICTOR MACALINGCAG
Former National Treasurer and Undersecretary of Finance of the Philippines
Every income-earner who seeks financial independence is an entrepreneur. This book effectively provides the tools for everyone, particularly OFWs who are the real players in the globalization of the workplace, to achieve their financial stability. As an educator, I endorse this book as a must reading not only for income-earners and OFWs, but more importantly for all students. Those who are in training and education must promote this advocacy.
AMELOU BENITEZ-REYES, Ph.D.
President, Philippine Women’s University
This book is not only for OFWs but also for ALL Filipinos – for expatriates, professionals, lawyers, doctors, housewives, etc. It has the gift of encouraging the reader to read further as there is so much initial interest awakened.
Justice ANDRES B. REYES, JR.
Associate Justice, Court of Appeals
This book is a noble work, written to motivate ordinary workers to realize that they can build a future. Mr. Colayco has made the journey toward wealth creation doable and attainable to his target audience. It is delightful reading even for those like me who have spent a lifetime in the financial services industry.
EVELYN R. SINGSON
President, eBusiness Services Inc. (eBiz)
A must read for everyone who, in spite of age or other sophistication, is still undisciplined or clueless about personal finance.
DR. LYDIA B. ECHAUZ
President, Far Eastern University, Philippines
As Chairman and Vice Chair respectively of the Committee on Education and Committee on Livelihood and Employment of the Secotral Council, I am persuaded that Mr. Colayco can be helpful in the quest of the Filipino PWDs to be self-reliant.
LAURO L. PURCIL, JR.
Sector of Persons with Disabilities (PWD) of The National Anti-Poverty Commission (NAPC)
This book is very timely, relevant and useful especially at a time of financial crisis. Francisco Colayco is a true winner… he showed genuine concern to his readers by providing them the WAY and the WILL to financial independence. Anyone who is really serious in having a blueprint to personal wealth should have his book.
RADM DANILO A. ABINOJA
Deputy Commandant for Operations, Philippine Coast Guard
I proudly admit that this book of Topax Colayco is the only one that I have ever bought 60 copies of and, have given away 59 of them. The single copy I kept for myself, has even made the rounds in my household. I will not repeat the contents nor would I dare to re-state his creative explanations in my words – that would be presumptuous – but, I must use the most repeated phrase of book reviews, THIS IS A MUST READ! And add, THIS IS A MUST-BUY AND A MUST-GIVE-AWAY!
Complex terms and ides in the business scene, when creatively reduced into layman’s language, will get the layman’s attention and support. More importantly, when the man-in-the-street understands what he reads, he inevitably enriches himself. And, when he is enriched, a whole country is enriched in the process. God knows our country needs all the enriching it can get.
JESUS MARTINEZ
Commissioner, Securities and Exchange Commission
Mr. Colayco has explicitly put into words everything I have been wanting to articulate to my children regarding financial management. This book is indeed a legacy I have been dreaming to pass on. And I just did.
JIMMY GOMEZ
President, Fat Jimmy Resort, Boracay
This book taught me what I did not learn in medical school. It was like an examination of conscience on how I dealt with my finances in the past and for penance, I resolve to seriously manage it by applying the simple but basic principles outlined in this book and to spread the good news to all.
CYNTHIA B. GOMEZ, M.D.
Pediatrician, The Medical City
I have just purchased your book and would like to thank you for this wonderful knowledge you have imparted to me and my family. You mixed education, reality and fun so well.
OSCAR RYAN SANTILLAN
Davao City
All I’ve learned and read from your book, I have started to share with my family. I asked them to buy it and read. Also, I have also recommended and shared your book with my co-workers.
CESAR RAMIREZ
OFW in Saudi Arabia
I have read your book and was inspired by it. As you’ve said it’s never too late for us to learn to handle our personal finances.
JOJO U FONG
Kudos to your new book Mr. Colayco, truly an enlightening and the best book so far on personal financial management.
RIZAL GONZALES
I Know your book is not to teach people para magmukhang pera kundi para turuan ang mga tao na pahalagahan ang biyayang kanilang natanggap at gamitin sa tamang paraan. San po hindi man yumaman ang mga Pilipino, matuto man lang mamuhay ng maayos, malinis, kapakipakinabang at may karangalan sa pamamagitan ng inyong libro at mga seminar.
JOCELYN MIRANDA
OFW in Japan
Maraming salamat po sa pagkasulat nyo ng malaman na aklat na ito. Matatapos ko na po ang aklat marahil sa loob ng 2 araw. Ngunit balak ko na basahin pa itong muli ng paulit-ulit upang maisapuso ko ang lahat ng konsepto at prinsipyo na itinuturo niyo sa inyong aklat.
ROBERT D. GUINTO
High School Teacher
…I’m really thanking you dahil sa pag introduce nyo po ditto sa KsK Program, ang tanong ko po [BAKIT NGAYON LANG KAYO?]… speaking of the book nag-text ako sa Pinas to introduce to them too, dahil gusto ko pati din sila doon aware ano’ng dapat gagawin sa perang kinita…
SYLVIA of HONG KONG
The book is really very informative & I learned a lot. I will apply it in my life and share also to my brothers and friends. [FJC} is one among God’s messenger to share his knowledge and I am inspired to strive more in order to have a FINANCIAL INDEPENDENCE soon!!!
TERESA SARADOLLA
OFW in Hong Kong
For me, Mr. Colayco’s book, as most of us are in a jungle of poverty is a guide, a map, a compass to escape from it, it’s now all up to us to make a single step for a long lasting journey towards a brighter future.
ELENA V. SALADO
OFW in Hong Kong
Para sa akin, this is the moment na umpisa na ng pag-ahon sa kakapusan… Actually, di naman sa pagbubuhat ng sariling bangko, I’m already in the build-up phase kaya lang ngayon ko lang nalaman sa inyo na marami palang instrumento na pwede para hindi na kami pabalik-palik dito sa abroad.
YOLANDA PANONG
OFW in Hong Kong
I would like to order the book on KsK. Everybody is telling that it’s really great so I would like to order and could apply it to myself too.
MARILOU BANIAGA
OFW in Hong Kong
I would like to express my warmest thanks for teaching me personal finance and how I could attain financial independence. May God bless you and KsK Coop be successful for the benefit of us OFW and others. Keep up the good work.
PETTY ANGOLUAN
OFW in Hong Kong
